Open-source smart wallet on Stellar

Stellar DeFi,
made intelligent.

Earn yield, automate trades, find the best liquidity routes, and use Stellar in simple language — from one secure wallet.

Built on StellarExtension + MobileSelf-CustodialBuilt for Humans + AgentsOpen source
Yield
Auto-compound
Routes
Best output
Copilot
Explain first
Agent limit active
$50 / week
Best route found
+1.8% output
The gap

Stellar’s infrastructure is ready. The experience isn’t.

Millions of accounts and growing DeFi liquidity have created opportunity—but users still have to stitch the experience together themselves.

001

Yield is hard to find

Opportunities are scattered across protocols and require constant research.

002

Trading stays manual

Users still monitor markets and submit repetitive transactions themselves.

003

Liquidity is fragmented

DEXs, AMMs, Soroban protocols, and anchors each expose different routes.

004

On-chain UX is complex

Contracts are difficult for everyday users—and agent tooling remains limited.

Wallet automation

A wallet that does more than hold assets.

Five product layers turn Stellar’s powerful infrastructure into one approachable consumer experience.

Yield Hub

Vaults · Soroban

Deposit XLM or USDC once. Aptopia allocates across approved Stellar strategies and compounds rewards over time.

One-click DeFi yieldReceipt tokensWithdraw anytime

Automated Trading

Smart rules · x402

Set DCA, take-profit, stop-loss, rebalance, or scheduled-transfer rules with a dedicated, budget-limited agent wallet.

Self-custodial rulesUser-set budgets24/7 execution

Liquidity Engine

DEX · AMM · Anchors

Compare Stellar DEX, AMMs, Soroban protocols, and anchor networks to select the best route for every trade.

Better executionLower slippageUnified liquidity

AI Wallet Copilot

Natural language

Describe an action in plain English, understand exactly what it does, and approve the prepared transaction yourself.

Explain before signingReduce mistakesNo financial advice

AI Agent SDK

Developer platform

Give applications and agents standardized access to quotes, trades, yield vaults, routing, and transaction monitoring.

Permission-scopedFast integrationSmart-account enforced
How it works

Simple intent. Secure execution.

01

Ask or choose

Describe what you want in simple language or choose a guided action: swap, earn yield, or create an automation.

“Move 100 USDC to
 the best approved yield”
02

Review the plan

Aptopia explains the transaction, compares routes or strategies, and displays fees, impact, and permissions.

route: Stellar DEX → AMM
output: 248.14 XLM
impact: 0.12%
03

Approve or automate

Sign the action yourself or let a limited agent wallet execute within the exact budget and controls you set.

✓ permission verified
  budget: $50 / week
  primary wallet: protected
Stellar-native

One wallet across the ecosystem.

Aptopia connects liquidity, protocols, smart accounts, and AI into a unified layer—so users don’t have to learn each venue separately.

Built open source on Stellar
v1 · 001
Blend
v1 · 002
Soroswap
v1 · 003
Phoenix
v1 · 004
Aquarius
v1 · 005
Stellar DEX
v1 · 006
Anchor routes
v1 · 007
Yield vaults
v1 · 008
Smart accounts
v1 · 009
DCA rules
v1 · 010
Agent payments
v1 · 011
Receipt tokens
v1 · 012
AI Copilot
Security

Automation without custody.

Smart-account permissions separate convenience from control. Every automated or agent action stays inside rules chosen by the user and enforced on-chain.

Your primary wallet stays protected

You retain control of your main wallet and approve sensitive actions yourself.

Agents get a limited budget

Automation runs through a dedicated wallet with user-defined spending and protocol limits.

Permissions are revocable

Pause rules or remove an agent’s authority whenever you choose.

AI explains before action

The Copilot prepares and explains transactions; users remain the final authority.

Humans + software

One secure wallet layer for every participant.

Build with the Agent SDK

Request quotes, execute trades, deposit into vaults, monitor transactions, and access optimized liquidity—always within permissions enforced by the user’s smart account.

Get developer access
const quote = await aptopia.swap.quote({\n from: "USDC",\n to: "XLM",\n amount: "10",\n optimize: "best-output"\n});

Long-term Holders

Automate DCA, savings, and risk management while you ignore the charts.

Active Traders

Run strategies 24/7 without spinning up bots or VPS infrastructure.

DeFi Users

Prevent liquidations automatically with health-factor guardians.

AI Agents

Native x402 wallet for autonomous, programmable agent payments.

Roadmap

Where we're heading.

SHIPPING · v1

Core Platform

  • Browser extension
  • Mobile app
  • Yield Hub
  • Automated trading
  • Liquidity aggregation
  • AI Copilot
COMING SOON · v2

On the Horizon

  • Expanded strategy marketplace
  • Social recovery
  • More protocol integrations
  • Gas abstraction (USDC)
  • Cross-chain routing

Your wallet should work for you.

Earn, automate, route, and understand every action from one open-source Stellar wallet—built for people and programmable agents.

No spam. Just early access & launch updates.