Automate Your Money.
Stay in Control.
Aptopia is the first programmable smart wallet on Stellar that executes your financial rules automatically — without ever giving up custody.

Your money should work while you sleep.
Today, managing crypto means a constant manual grind — or surrendering custody just to automate it.
Watching markets 24/7
Manually moving funds
Reacting too late to opportunities
Giving custody to exchanges for automation
Everything you need to automate on-chain.
Smart Automation
Rule-based on-chain transactions executed 24/7 within your limits.
Self Custody
Funds live in your smart account. Aptopia only holds a restricted signer.
AI Copilot
Plain-English insights, weekly summaries, and conversational wallet Q&A.
Instant Alerts
Telegram, email, and in-app notifications the moment a rule fires.
DeFi Safety
Auto-protect lending positions before liquidation reaches you.
Micro-Fees
Powered by Stellar for sub-cent automation that actually pays off.
From rule to on-chain execution.
Create a Rule
Pick from 12 templates — DCA, Stop Loss, Buy The Dip, DeFi Health Guardian and more. Set your limits.
if (xlm.price.drops(5%, "24h")) buy(xlm, $10) .max(3, "week")
Sign Once
Authorize the agent signer on-chain with policy-restricted authority: spending limits, allowlists, expiry.
agent.allow({
spend: $50/week,
contracts: [Soroswap],
expires: 90d,
})Relax
Conditions trigger → policy verified on-chain → transaction executes in 6–9s. You get notified.
✓ executed 0x9af…2c1 bought 28.41 XLM notified · telegram
12 built-in automations.
Start in under 4 minutes with battle-tested strategies. Custom strategy builder arrives in v2 — bring your own logic on top of policy-restricted signers.

Automation without custody.
Built on Soroban smart accounts, OpenZeppelin contracts, and Turnkey HSM key management. Your funds never leave your control.
You own the keys
Aptopia never holds your master key. Funds stay in your smart account.
You set the limits
Spending caps, contract allowlists, rate limits, expiries — all enforced on-chain.
Revoke anytime
Pull the agent signer's authority on-chain in a single transaction.
AI never signs
The Copilot informs and assists — it cannot move your money.
Built for everyone on-chain.
Long-term Holders
Automate DCA, savings, and risk management while you ignore the charts.
Active Traders
Run strategies 24/7 without spinning up bots or VPS infrastructure.
DeFi Users
Prevent liquidations automatically with health-factor guardians.
AI Agents
Native x402 wallet for autonomous, programmable agent payments.
Where we're heading.
Live & Launching
- Browser extension
- 12 strategy templates
- AI Copilot
- Telegram bot
- Soroswap integration
On the Horizon
- Mobile app
- Custom strategy builder
- Strategy marketplace
- Social recovery
- Gas abstraction (USDC)
- Cross-chain routing
Your wallet should
work for you.
Stop managing money manually. Join the waitlist and be first to deploy programmable, self-custodial automation on Stellar.
No spam. Just early access & launch updates.