Programmable Smart Wallet on Stellar

Automate Your Money.
Stay in Control.

Aptopia is the first programmable smart wallet on Stellar that executes your financial rules automatically — without ever giving up custody.

Built on StellarSmart-Contract PoweredSelf-CustodialAI-Assisted
Rule triggered
Buy $10 XLM ↗
Health Factor
1.84 safe

Your money should work while you sleep.

Today, managing crypto means a constant manual grind — or surrendering custody just to automate it.

Watching markets 24/7

Manually moving funds

Reacting too late to opportunities

Giving custody to exchanges for automation

Features

Everything you need to automate on-chain.

Smart Automation

Rule-based on-chain transactions executed 24/7 within your limits.

Self Custody

Funds live in your smart account. Aptopia only holds a restricted signer.

AI Copilot

Plain-English insights, weekly summaries, and conversational wallet Q&A.

Instant Alerts

Telegram, email, and in-app notifications the moment a rule fires.

DeFi Safety

Auto-protect lending positions before liquidation reaches you.

Micro-Fees

Powered by Stellar for sub-cent automation that actually pays off.

How it works

From rule to on-chain execution.

01

Create a Rule

Pick from 12 templates — DCA, Stop Loss, Buy The Dip, DeFi Health Guardian and more. Set your limits.

if (xlm.price.drops(5%, "24h"))
  buy(xlm, $10)
  .max(3, "week")
02

Sign Once

Authorize the agent signer on-chain with policy-restricted authority: spending limits, allowlists, expiry.

agent.allow({
  spend: $50/week,
  contracts: [Soroswap],
  expires: 90d,
})
03

Relax

Conditions trigger → policy verified on-chain → transaction executes in 6–9s. You get notified.

✓ executed 0x9af…2c1
  bought 28.41 XLM
  notified · telegram
Templates

12 built-in automations.

Start in under 4 minutes with battle-tested strategies. Custom strategy builder arrives in v2 — bring your own logic on top of policy-restricted signers.

Setup time · under 4 minutes
v1 · 01
DCA
v1 · 02
Stop Loss
v1 · 03
Take Profit
v1 · 04
Buy The Dip
v1 · 05
Rebalance
v1 · 06
Limit Orders
v1 · 07
Drawdown Shield
v1 · 08
Dust Converter
v1 · 09
Recurring Transfer
v1 · 10
Revenue Splitter
v1 · 11
DeFi Health Guardian
v1 · 12
Alert Only
Security

Automation without custody.

Built on Soroban smart accounts, OpenZeppelin contracts, and Turnkey HSM key management. Your funds never leave your control.

You own the keys

Aptopia never holds your master key. Funds stay in your smart account.

You set the limits

Spending caps, contract allowlists, rate limits, expiries — all enforced on-chain.

Revoke anytime

Pull the agent signer's authority on-chain in a single transaction.

AI never signs

The Copilot informs and assists — it cannot move your money.

Who it's for

Built for everyone on-chain.

Long-term Holders

Automate DCA, savings, and risk management while you ignore the charts.

Active Traders

Run strategies 24/7 without spinning up bots or VPS infrastructure.

DeFi Users

Prevent liquidations automatically with health-factor guardians.

AI Agents

Native x402 wallet for autonomous, programmable agent payments.

Roadmap

Where we're heading.

SHIPPING · v1

Live & Launching

  • Browser extension
  • 12 strategy templates
  • AI Copilot
  • Telegram bot
  • Soroswap integration
COMING SOON · v2

On the Horizon

  • Mobile app
  • Custom strategy builder
  • Strategy marketplace
  • Social recovery
  • Gas abstraction (USDC)
  • Cross-chain routing

Your wallet should work for you.

Stop managing money manually. Join the waitlist and be first to deploy programmable, self-custodial automation on Stellar.

No spam. Just early access & launch updates.